My new budgeting technique!

In the spirit of my newfound organization (and new workspace), I have been getting everything in order -- including the finances.

Now that I get paid every two weeks, the budgeting month to month wasn't working. Some months are two checks, others three checks. Sometimes I ran out of money before the month was up.

Instead, it made much more sense to budget paycheck to paycheck. So, basically, for each payday, I decide what bills fall from that date until the next payday.

Here's an example I made to show what I mean.


Paydays are at the top. My expenses are listed in order of due date. And the amounts for each are listed under the appropriate date. It helps me see how negative or positive I will be for each pay period.

I use google documents because I can check it from anywhere, anytime. It's working well so far.

What's your budgeting techniques? What works for you? Do you use Excel? A checkbook register? Quicken?



Dr. Ty
From the GAL Blog
www.getalifecampaign.com