My new budgeting technique!

In the spirit of my newfound organization (and new workspace), I have been getting everything in order -- including the finances.

Now that I get paid every two weeks, the budgeting month to month wasn't working. Some months are two checks, others three checks. Sometimes I ran out of money before the month was up.

Instead, it made much more sense to budget paycheck to paycheck. So, basically, for each payday, I decide what bills fall from that date until the next payday.

Here's an example I made to show what I mean.


Paydays are at the top. My expenses are listed in order of due date. And the amounts for each are listed under the appropriate date. It helps me see how negative or positive I will be for each pay period.

I use google documents because I can check it from anywhere, anytime. It's working well so far.

What's your budgeting techniques? What works for you? Do you use Excel? A checkbook register? Quicken?



Dr. Ty
From the GAL Blog
www.getalifecampaign.com

In keeping with the last $$ post...

As I perused CNN's Living articles today, I saw the headline: How to find your hidden money. The skeptic I am, I avoided clicking such a foolish link. Instead, I clicked on: How close is too close to an ex? I know... I know... scholarly reading at its best.

At any rate, after sending the ex-article to about seven friends, up popped the money article again. It was tempting... and I clicked.... to my surprise, I actually found some of my hidden money at Missingmoney.com! It took me to the Florida state treasury website and I followed 3 instructions on how to print out the claim form. Fun-ny.

First the tax rebate -- now missing money! What's next??

My only piece of advice is: don't pay a service to find this money for you. Good luck!
Missingmoney.com
FDIC lost funds search


Dr. Ty
From the GAL Blog
www.getalifecampaign.com